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  1. There are many people who have become victims of aggressive payday loan lenders. But I don’t understand why they use payday loans in this service is very expensive for them. It’s not a secret that some payday loan lenders charge extremely high interest rates on loans they provide and it’s worth to use loans till pay day only in case of financial emergency. Consumers want to be able to borrow money easily and quickly and with minimum requirements from the lenders, but let’s be realistic and think if it makes sense for the lenders to lend money to people with bad credit in extremely short term and charge low interest rate? People should understand that it’s necessary to pay for urgency and convenience, otherwise it makes no sense for lenders to provide the service.